Risk Management & Insurance

Most people get advice about Insurance from a salesperson who is trying to sell them a policy. To them all financial challenges can be solved with a Life Insurance policy.
- Saving for college… Life Insurance
- Saving for retirement … Life Insurance
- Saving for a House… Life Insurance
- Etc…
Life Insurance is for what its name says, insuring against an unexpected death. I work with my clients to first determine what is their true economic risk. This approach looks at the following types of insurance:
- Life
- Disability
- Long-Term Care
- Medical
- Property and Casualty
- Umbrella
The goal of insurance is to provide income replacement to cover the expenses of you or your survivors for a length of time. We review your unique lifestyle to determine what insurance policies you may need, how much you should be insured for and the length of time you should be covered.